怎样看懂彩票走势图


Best of the Week
Most Popular
1. US Housing Market Real Estate Crash The Next Shoe To Drop – Part II - Chris_Vermeulen
2.The Coronavirus Greatest Economic Depression in History? - Nadeem_Walayat
3.US Real Estate Housing Market Crash Is The Next Shoe To Drop - Chris_Vermeulen
4.Coronavirus Stock Market Trend Implications and AI Mega-trend Stocks Buying Levels - Nadeem_Walayat
5. Are Coronavirus Death Statistics Exaggerated? Worse than Seasonal Flu or Not?- Nadeem_Walayat
6.Coronavirus Stock Market Trend Implications, Global Recession and AI Stocks Buying Levels - Nadeem_Walayat
7.US Fourth Turning Accelerating Towards Debt Climax - James_Quinn
8.Dow Stock Market Trend Analysis and Forecast - Nadeem_Walayat
9.Britain's FAKE Coronavirus Death Statistics Exposed - Nadeem_Walayat
10.Commodity Markets Crash Catastrophe Charts - Rambus_Chartology
Last 7 days
Precious Metals Warn Of Increased Volatility Ahead - 2nd Aug 20
The Key USDX Sign for Gold and Silver - 2nd Aug 20
Corona Crisis Will Have Lasting Impact on Gold Market - 2nd Aug 20
Gold & Silver: Two Pictures - 1st Aug 20
The Bullish Case for Stocks Isn't Over Yet - 1st Aug 20
Is Gold Price Action Warning Of Imminent Monetary Collapse - Part 2? - 1st Aug 20
Will America Accept the World's Worst Pandemic Response Government - 1st Aug 20
Stock Market Technical Patterns, Future Expectations and More – Part II - 1st Aug 20
Trump White House Accelerating Toward a US Dollar Crisis - 31st Jul 20
Why US Commercial Real Estate is Set to Get Slammed - 31st Jul 20
Gold Price Blows Through Upside Resistance - The Chase Is On - 31st Jul 20
Is Crude Oil Price Setting Up for a Waterfall Decline? - 31st Jul 20
Stock Market Technical Patterns, Future Expectations and More - 30th Jul 20
Why Big Money Is Already Pouring Into Edge Computing Tech Stocks - 30th Jul 20
Economic and Geopolitical Worries Fuel Gold’s Rally - 30th Jul 20
How to Finance an Investment Property - 30th Jul 20
I Hate Banks - Including Goldman Sachs - 29th Jul 20
NASDAQ Stock Market Double Top & Price Channels Suggest Pending Price Correction - 29th Jul 20
Silver Price Surge Leaves Naysayers in the Dust - 29th Jul 20
UK Supermarket Covid-19 Shop - Few Masks, Lack of Social Distancing (Tesco) - 29th Jul 20
Budgie Clipped Wings, How Long Before it Can Fly Again? - 29th Jul 20
How To Take Advantage Of Tesla's 400% Stock Surge - 29th Jul 20
Gold Makes Record High and Targets $6,000 in New Bull Cycle - 28th Jul 20
Gold Strong Signal For A Secular Bull Market - 28th Jul 20
Anatomy of a Gold and Silver Precious Metals Bull Market - 28th Jul 20
Shopify Is Seizing an $80 Billion Pot of Gold - 28th Jul 20
Stock Market Minor Correction Underway - 28th Jul 20
Why College Is Never Coming Back - 27th Jul 20
Stocks Disconnect from Economy, Gold Responds - 27th Jul 20
Silver Begins Big Upside Rally Attempt - 27th Jul 20
The Gold and Silver Markets Have Changed… What About You? - 27th Jul 20
Google, Apple And Amazon Are Leading A $30 Trillion Assault On Wall Street - 27th Jul 20
This Stock Market Indicator Reaches "Lowest Level in Nearly 20 Years" - 26th Jul 20
New Wave of Economic Stimulus Lifts Gold Price - 26th Jul 20
Stock Market Slow Grind Higher Above the Early June Stock Highs - 26th Jul 20
How High Will Silver Go? - 25th Jul 20
If You Own Gold, Look Out Below - 25th Jul 20
Crude Oil and Energy Sets Up Near Major Resistance – Breakdown Pending - 25th Jul 20
FREE Access to Premium Market Forecasts by Elliott Wave International - 25th Jul 20
The Promise of Silver as August Approaches: Accumulation and Conversation - 25th Jul 20
The Silver Bull Gateway is at Hand - 24th Jul 20
The Prospects of S&P 500 Above the Early June Highs - 24th Jul 20
How Silver Could Surpass Its All-Time High - 24th Jul 20
China Recovered in Q2. Will the Red Dragon Sink Gold? - 23rd Jul 20
UK Covid19 MOT 6 Month Extensions Still Working Late July 2020? - 23rd Jul 20
How Did the Takeaway Apps Stocks Perform During the Lockdown? - 23rd Jul 20
US Stock Market Stalls Near A Double Peak - 23rd Jul 20
Parking at Lands End Car Park Cornwall - UK Holidays 2020 - 23rd Jul 20
Translating the Gold Index Signal into Gold Target - 23rd Jul 20
Weakness in commodity prices suggests a slowing economy - 23rd Jul 20
This Stock Market Stinks - But Not Why You May Think - 22nd Jul 20
Protracted G7 Economic Contraction – or Multiyear Global Depression - 22nd Jul 20
Gold and Oil: Be Aware of the "Spike" - 22nd Jul 20
US Online Casino Demographics: Who Plays Online For Money? - 22nd Jul 20
Machine Intelligence Quantum AI Stocks Mega-Trend Forecast 2020 to 2035! - 21st Jul 20
How to benefit from the big US Infrastructure push - 21st Jul 20
Gold and gold mining stocks are entering a strong seasonal phase - 21st Jul 20
Silver Eyes Key Breakout Levels as Inflation Heats Up - 21st Jul 20
Gold During Coronavirus Recession and Beyond - 21st Jul 20
US Election 2020: ‘A Major Bear Market of Political Decency’ - 21st Jul 20
Summertime Sizzle for Gold and Silver - 21st Jul 20
Overclockers UK Custom Built PC Review - Delivery and Unboxing (3) - 21st Jul 20
Will Coronavirus Vaccines Become a Bridge to Nowhere? - 20th Jul 20
Stock Market Time for Caution?  - 20th Jul 20
ClickTrades Review - The Importance of Dynamic Analysis and Educational Tools in Online Trading - 20th Jul 20
US Housing Market Collapse Second Phase Pending - 20th Jul 20
Capitalising on the AI Mega-trend - 20th Jul 20
Getting Started with Machine Learning - 20th Jul 20
Why Moores Law is NOT Dead! - 20th Jul 20
Help the Economy by Going Outside - 19th Jul 20
Stock Market Fantasy Finance: Follow the Money - 19th Jul 20
Did the Stock Market Bubble Just Pop? - 19th Jul 20
Quick Souring of the S&P 500 Stock Market Mood - 19th Jul 20
The Six-Year Jobs Recession - 19th Jul 20
Silver Demand Exploding! - 18th Jul 20
Tesco Scraps Covid Safe One Way Arrow Supermarket Shopping System - 18th Jul 20
The Rise of Online Pawnbroking - 17th Jul 20
Gold Rallies Together With U.S. Covid-19 Cases - 17th Jul 20
Gold & Silver Measured Moves - 17th Jul 20
The Bizarre Mathematics Of How Negative Interest Rates Create Stratospheric Profits - 17th Jul 20
From a Stocks Bull Market Far, Far Away, Virus Doomsday Scenerio! - 16th Jul 20
Fiscal Cliffs and the Self-destructing Treasury - 16th Jul 20
Dow Stock Market Crash Watch - Update - 16th Jul 20
Gold & Silver Gaining on US Dollar Weakness - 16th Jul 20
How to Find the Best Stocks to Invest In - 16th Jul 20
Overclockers UK Custom Build PC Review - 2. System Build Changes Communications - 16th Jul 20

Market Oracle FREE Newsletter

Do I Need Business Van Insurance?

Companies / Insurance May 05, 2020 - 01:21 PM GMT

By: Submissions

Companies

A commercial van is the beating heart of many small businesses. In some cases, losing access to a van could mean that operations would be interrupted, if not halted entirely. Picture a custom carpentry business that is left without a cargo van. It couldn’t reasonably ask customers to pick up their furniture and third-party transport would put a huge dent on profits.

怎样看懂彩票走势图Insuring your van is required, as it’s a registered vehicle the same as any other. However, that doesn’t mean that standard coverage is adequate for a commercial van. Instead, you’re going to need business van insurance.


The Basics of Business Van Insurance

Commercial vehicle insurance isn’t the same as the standard insurance that’s used for private vehicles. While private vehicles can still be used for business activities with the right insurance, commercial vehicle insurance is designed to cover vans that are exclusively used for commercial purposes. Owning a vehicle that isn’t insured is illegal unless it’s been officially declared off the road with a statutory notice. Even if you rarely use your van, therefore, you’ll need to insure it.

怎样看懂彩票走势图In most respects, commercial van insurance is similar to standard insurance with a few exceptions. Standard private insurance covers up to 10 million pounds of damage to third-party property, while commercial motor insurance only covers five million.

You’ll find that you need commercial vehicle insurance if:

  • You use a van as part of your daily business activities, such as transporting goods or people for a fee.
  • You conduct any type of service with your vehicle such as building or plumbing.
  • You use the van to commute to and from work, even if it isn’t otherwise used in the course of business.

Types of Van Insurance

Commercial vans can be used for a multitude of purposes, each of whichwill have a corresponding type of insurance. The difference is, principally, that some insurers cover certain uses and others don’t. Broadly speaking, they fall into three main types:

  • Carrying goods for hire, also known as haulage. This type of van insurance covers you for transporting goods over any distance. Delivery trucks, for instance, fall into this category.
  • Hire and reward policies cover business vans used to transport people or goods that you don’t own, for payment. They're typically reserved for single-job uses such as furniture removal.
  • Own goods transport is covered by a different policy. It covers commercial vans used to transport goods that belong to you, such as tools or goods that haven’t been sold and are being returned.

What’s the Right Level of Cover for Me?

The answer to this question is largely up to the type of business that you use your van for. Generally, you can get as much coverage as you think is necessary but there is a legal minimum as with other vehicle insurance policies.

Third-party insurance is mandated by law. It’s the lowest level of insurance needed to drive the van and it covers damage or harm done to other people or property if you’re found to be at fault. It won’t, however, cover damages to your van.

Third-party, fire, and theft insurance is the next step up.As its name implies, it covers everything included inthe previous level along with theft of the vehicle and fire damage. Theft of non-business items inside the vehicle is also covered.

怎样看懂彩票走势图Comprehensive insurance is the highest degree of coverage and covers any damage to the van and other people or property.

The level of insurance won’t always be completely up to you to decide. Certain premises – such as airports or other high-risk facilities – will require a certain level of coverage to allow vans to enter. In that case, you’ll need to comply or not do business with them.

Should I Choose Add-ons?

While getting add-ons in many cases isn’t wise when purchasing insurance, it’s important to consider them thoroughly in the case of commercial vans. Some add-ons may be crucial in continuing the regular course of business after an incident. For that reason, they’re well worth paying for. Here are some examples:

  • Courtesy van – a temporary replacement vehicle while a claim is sorted and you get your van repaired or replaced can be instrumental in avoiding profit loss.
  • Use abroad – if you use your van to conduct business outside of the country, it needs to be specially insured.
  • Tools in transit – depending on your profession, you could be looking at serious financial loss if tools get damaged or stolen from your van. Quality hand tools can cost hundreds or thousands of pounds and covering them might be a smart investment.

Get It Right for Peace of Mind

Buying commercial van insurance isn’t a choice, but it’s up to you what type you’ll buy and how much coverage you need. Every business wants to cut costs, but, with business van insurance, if you are not careful, you could end up driving illegally! Visit us today at

By S N Chatterjee

Copyright 2020 © S N Chatterjee - All Rights Reserved

Disclaimer: The above is a matter of opinion provided for general information purposes only and is not intended as investment advice. Information and analysis above are derived from sources and utilising methods believed to be reliable, but we cannot accept responsibility for any losses you may incur as a result of this analysis. Individuals should consult with their personal financial advisors.


© 2005-2019 http://ijr65qh.cn - The Market Oracle is a FREE Daily Financial Markets Analysis & Forecasting online publication.


Post Comment

Only logged in users are allowed to post comments. Register/ Log in

手机棋牌输了几百万 怎么样进入赌单双软件 怎么购买手机赌博软件 我爱彩票邀请码是多少 手机新澳门棋牌官网 快钱彩票官网 快乐棋牌游戏 手机版彩票过滤工具 怎么下载波克棋牌 我想查查彩票开奖结果